Débora, thank you so much for guiding me throughout the process. You are very professional and lovely. 🥰 I would DEFINITELY recommend ENCORE Mortgage 🏠 to everyone. Awesome service!!!
Review Your Loan Options
No two loans are alike. Learn more about our various loan options to see what fits your needs.
30 Year Fixed
Most popular mortgage program. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
15 Year Fixed
Pay-off your home fast and save thousands of dollars during the life of the loan. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
FHA Loans
Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days.
VA Loans
$0 down payment required, No monthly mortgage insurance, Low rates and easy approval. Quick approval and closing complete within 30 days.
JUMBO Loans
5% and 10% down payment options. Low rates for fixed and adjustable terms. Quick approval and closing complete within 30 days.
Non QM
Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.
ARM Loans
Ideal if you plan to stay in your home for less than ten years. Enjoy a low interest rate and fixed monthly payments for a 5, 7, or 10-year period. Quick approval and closing complete within 30 days.
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Francis Manalang was a pleasure to work with. Always responsive and extremely professional and helpful. Francis and his team made the entire process extremely easy and quick. Thankful to have met him and entire Encore team. Mani & Amie & Jamie
Repeat Customer!!! This was the most extreamelined loan process I have ever utilized. From the start of my refinance application to the funds being dispersed was extremely quick and blows the other lenders out of the water. Great job figure!!! you have a repeat customer, Miguel was alway professional and very knowledgeable about all the load products thanks.-Miguel Flores.
Miguel flores was very professional and fast with all the procedure i will recommend encore mortgage 100% i had a great experience working with miguel
Jaime Watkins was the highlight of my experience. He worked tirelessly and creatively to make sure I qualified for my new home. He was communicative and treated me like I was a priority. props to the Manager that supported him in helping me and for having Jaime on the Encore team! I can't even express how thankful and grateful I am.
I would recommend that 5 out of 5 and this company has a best price rate for the house mortgage, specially Mark Pang He has the best communicating skill and best customer services 👍 I will love forward to deal with them again in future Thanks for everything
I highly recommend Encore Mortgage. They get the job done fast and easy😉👍
Muy profecionales y muy buen servicio gracias Miguel por la alluda y por tomarte el tiempo para explícanos todo el proceso a detalle...!
We found Jaime Watkins to be most accommodating. Out of all of our past dealings with buys and/or refi’s and the anxiety and frustrations involved with them, Jaime was quite pleasurable. Friendly and professional, always available to walk us through the process. We never had to wait on him for anything as he was always in contact with us. We consider him a friend.
This is such an Amazing Team!
Excelente servicio! No tengo suficientes palabras para agradecer a Elizabeth Merida y su equipo por el extraordinario servicio que brindaron para mi familia y para mi ❤️ Estamos muy satisfechos y 100% recomiendo los servicios de Encore Mortgage en la compra de tu casa... Completely satisfied with the provided services by Encore Mortgage. Shout out to Elizabeth Merida and her team for the excellent work they did for my family. When others told us not possible, she worked it out to help us get into the house of our dreams! Thank you is not enough to express how grateful my heart is ❤️
Just purchased my first home! All thanks to the great service and guidance of Raven Nepi over at Encore Mortgage. I couldn’t be happier with how everything turned out. She walked me through the whole process always answering all the questions I had and helping me understand how everything worked. Anyone in need of any services Encore Mortgage provides make sure to check her out. You won’t regret it!
Am very thankfull. with all the good experience of purchasing our new home. With ''Miguel flores'' he is a very professional Morgage realtor. He could help you step by step to make it happen. Thank you...
I had a great experience working with Francis Manalang and his team. After inquiring with couple of banks and mortgage companies, I chose Encore Mortgage for my refinance need. Francis made the refinance process easy and pain free. Thanks again Francis!
We made the decision to refinance our house encore mortgage came highly recommended. Jamie came even more recommended. The process was quick and easy Jamie made the experience very pleasant he walked me through every step. Explained to me what was going on throughout the process. Immediately answered any and all calls I made. He made the refi experience for me Pleasant would recommend Jamie with encore mortgage to Everyone
Great customer service from Miguel and he was able to close my Morgage less than 30 days
Estoy muy contento con el servicio que me brindo Miguel Flores. Una persona muy profecional y muy amable.
We had the pleasure to work with Miguel Flores. He explained the loan process and always had time for all the questions and concerns.Thank you and I will certainly recommend your services to anyone I know who needs a mortgage.
My experience with Mark was the best it was my first time buying a home and he help me through every step… I am so happy he was there to guide me all the way till the end …at some point it got hard and he was always positive and giving me the strength I need it once again thank you Mark you guys have a wonderful person on your team ..
Muy buena esperiencia lo k dijo lo cumplioyo dwmi parte lo recomiendo
Thanks to Paola my process of refinancing was easier than buying a car she made everything simple and easy to understand would definitely recommend to anyone looking to refinance or buy a home Extremely satisfied
Thanks to Paola my process of refinancing was easier than buying a car she made everything simple and easy to understand 🙌 would definitely recommend to anyone looking to refinance or buy a home 🏡 Extremely satisfied 😁
Paola and her team are such hard workers!! She worked so hard to help my husband and I close on our first home FAST!! Great experience! Thanks for everything Paola!