No two loans are alike. Learn more about our various loan options to see what fits your needs.
Most popular mortgage program. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
Pay-off your home fast and save thousands of dollars during the life of the loan. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days.
$0 down payment required, No monthly mortgage insurance and Low rates and easy approval. Quick approval and closing complete within 30 days.
5% and 10% down payment options. Low rates for fixed and adjustable terms. Quick approval and closing complete within 30 days.
Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.
Ideal if you plan to stay in your home for less than ten years. Enjoy a low interest rate and fixed monthly payments for a 5, 7, or 10-year period. Quick approval and closing complete within 30 days.
I had a great experience working with Francis Manalang and his team. After inquiring with couple of banks and mortgage companies, I chose Encore Mortgage for my refinance need. Francis made the refinance process easy and pain free. Thanks again Francis!
We made the decision to refinance our house encore mortgage came highly recommended. Jamie came even more recommended. The process was quick and easy Jamie made the experience very pleasant he walked me through every step. Explained to me what was going on throughout the process. Immediately answered any and all calls I made. He made the refi experience for me Pleasant would recommend Jamie with encore mortgage to Everyone
Great customer service from Miguel and he was able to close my Morgage less than 30 days
Estoy muy contento con el servicio que me brindo Miguel Flores. Una persona muy profecional y muy amable.
We had the pleasure to work with Miguel Flores. He explained the loan process and always had time for all the questions and concerns.Thank you and I will certainly recommend your services to anyone I know who needs a mortgage.
My experience with Mark was the best it was my first time buying a home and he help me through every step… I am so happy he was there to guide me all the way till the end …at some point it got hard and he was always positive and giving me the strength I need it once again thank you Mark you guys have a wonderful person on your team ..
Muy buena esperiencia lo k dijo lo cumplioyo dwmi parte lo recomiendo
Thanks to Paola my process of refinancing was easier than buying a car she made everything simple and easy to understand would definitely recommend to anyone looking to refinance or buy a home Extremely satisfied
Thanks to Paola my process of refinancing was easier than buying a car she made everything simple and easy to understand 🙌 would definitely recommend to anyone looking to refinance or buy a home 🏡 Extremely satisfied 😁
Paola and her team are such hard workers!! She worked so hard to help my husband and I close on our first home FAST!! Great experience! Thanks for everything Paola!
Thank you Paola for helping my family refinance our house! She is the kindest and always promptly responds to our questions. She made the process seamless and always kept us updated on everything. She explains everything and makes it easy to understand. I would work with her again anytime and recommend everyone to come to her for help. Thank you again!
Amazing experience with Paola and her team. Helped me achieve homeownership and I couldn’t be any more grateful.
I had an amazing experience with Paola and her lovely team. They answered every question I had and was readily available when I needed her. I look to doing business with her again.
Had an excellent experience working with Deborah she is amazing!! She helped me and guided me every step of the way. Thank you Encore Mortgage you guys are the best!!
We are very grateful for Miguel's help in the process of refinancing our home, his experience and guidance made all the difference in the final results we got. Miguel Flores went the extra mile to make sure we got the best deal possible. My husband and I would recommend Encore Mortgage and will come back for their services in the future.
I am very happy with Deborah Gonzalez work. She was helpful, professional and was in constant contact with me. Definitely someone you want if your looking to refinance.
Miguel Is great person to work with goes above and beyond thanks for everything :)
Eddie provided helpful information about the preapproval I was given, and is working to save my loan despite my ex-husband's interferences. Eddie was also very helpful on a second matter with understanding an issue with my mom's home taxes. He has been patient, which is a bonus.
I recently had the pleasure of refinancing my home with this company. Jamie Watkins not only far exceeded my expectations with a new mortgage rate, but made the process as painless and easy as it could be.I highly recommend using Encore!!!! Ask for Jamie.
(Translated by Google) The service was excellent for me .... highly recommended Neris Coreas (Original) El servicio fue excelente para mi.... muy recomendados Neris Coreas
El servicio fue excelente para mi.... muy recomendados Neris Coreas
Wonderful experience from beginning to end! Miguel Flores guided us and explained the entire process for us so we understood what was happening. Miguel also provided us with all possible scenarios so we always knew what to expect ! Overall we felt like we were taken care of and once we are ready for another house we will definitely be coming back to the Encore Mortgage team !
