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Ya sea que esté comprando una casa o refinanciando.

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Buying a home, looking for a better rate, or cashing out?

We can help get you great rates and service with integrity.

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Owning a home is one the biggest investments in your life. We will help you get you in your new home on-time, at the lowest available rate, and with the best mortgage.

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Whether you’re looking to lower your monthly payment, or get cash to consolidate your debt, we can help you determine how refinancing fits with your financial goals.

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Review Your Loan Options

No two loans are alike. Learn more about our various loan options to see what fits your needs.

30 Year Fixed

Most popular mortgage program. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.

15 Year Fixed

Pay-off your home fast and save thousands of dollars during the life of the loan. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.

FHA Loans

Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days.

VA Loans

$0 down payment required, No monthly mortgage insurance, Low rates and easy approval. Quick approval and closing complete within 30 days.


5% and 10% down payment options. Low rates for fixed and adjustable terms. Quick approval and closing complete within 30 days.

Non QM

Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.

ARM Loans

Ideal if you plan to stay in your home for less than ten years. Enjoy a low interest rate and fixed monthly payments for a 5, 7, or 10-year period. Quick approval and closing complete within 30 days.

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Encore Mortgage Team


Recommendedon FacebookMay 23, 2022

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Recommendedon FacebookMay 20, 2022

It provides a whole bunch of opportunities for anyone to invest. Mr. Jackson Robert is a wonderful and experienced binary/forex trader, at first I was scared to invest but when I read some testimonies about Mr. Jackson so I decided to give a try to invest $500 and to God almighty, I make a withdrawal of $5,200 after 4 days. Mr. Jackson, you are really wonderful you can reach out to him via WhatsApp: +1 (209) 372-7204 Email:


Recommendedon FacebookMay 10, 2022

Deborah Gonzales went far far far and beyond what a mortgage lender usually does. She hung with us through two houses and three or four different loans that we tried to find the perfect one. My son is now in the house of his dreams… In no small part due to her hard work.


5on GoogleMay 08, 2022

Deborah from Encore Mortgage did everything possible to make my loan go as smooth as possible. She kept us informed daily with our loan which was a relief. We were able to close near the date she confirmed with and even came to our home to sign docs. Deborah was great to work with and I would recommend her to anyone with no worries. 10 🌟


5on GoogleMay 04, 2022

Deborah Gonzalez at Encore Mortgage did an amazing job helping me with my Refinance. She went above and beyond to make sure that my loan closed when she said it would. My interest rate dropped 2% and I am now the happiest home owner. I have never had a better experience than this one. If you are in need of a lender or need to Refinance your current loan, I recommend Deborah Gonzalez and her team at Encore Mortgage.


5on GoogleMay 04, 2022

Deborah Gonzalez was an awesome lender! She Pre-Approved us overnight and we were able to submit a strong offer that beat out 15 others! She was always kind and kept us in the loop. Because of her, my brother and I are now homeowners! 10/10 recommend


5on GoogleApr 13, 2022

Mark is such a dependable lender. I'm a real estate agent and can tell you first hand that he was great to work with. Always answered my calls and was able to complete the loan approval and appraisal in a fast time. I would highly recommend working with him!


Recommendedon FacebookApr 10, 2022

Knowing Mrs Lulu Levine has been a blessing to Me, my family and friends, there's no disputing the fact that she is the best account manager ever. I just made another withdrawal few moments ago, it was so great this is really an opportunity knowing you wow friends I can't be so selfish enough to enjoy this blessing alone you can always contact her directly so she can help you too. She is ready to show you how you can trade and make profit, I'm a living testimony I invested $7000 and I got my profit today after 5 days trade I made a withdrawals of 33,600 as my profit in return wow I'm so happy believe me friends it works 100%. try her and see the blessing. contact her today email: WhatsApp +1925 494-3275


5on GoogleMar 24, 2022

Very happy to have worked with Magali Baez. We previously had tried working with other mortgage brokers with no success as we had a tricky situation. The other brokers gave us no options but Magali was able to work with us and we closed in 25 days! We appreciate her hard work and dedication during the process. We highly recommend her to those looking for financing. Thank you Magali and Encore Mortgage!


5on GoogleMar 04, 2022

A real good experience working with Encore Mortgage. Totally recommend this business. This was our very first home and Conrad made the process very easy.


5on GoogleFeb 27, 2022

We made the decision to refinance our house encore mortgage came highly recommended. Jamie came even more recommended. The process was quick and easy Jamie made the experience very pleasant he walked me through every step. Explained to me what was going on throughout the process. Immediately answered any and all calls I made. He made the refi experience for me Pleasant would recommend Jamie with encore mortgage to Everyone


5on GoogleFeb 18, 2022

A Big thank you to Miguel Flores thanks to his professionalism and knowledge we are available to become Homeowners

Pedro Aragao De

5on BirdEyeFeb 07, 2022

I have gone through financing and refi quite a few times with so many different agents in several companies. Mark Pang and his team are hands down the best I have had the privilege to work with me. Mark is very responsive, attentive, clear, polite and very good at his job. I'm already discussing my next purchase with him. Thank you, Mark!


5on GoogleFeb 01, 2022

Conrad Straub was amazing as our loan officer. We closed in 11 days on our brand new home!!!! Great communication, always on top of it and got us a better deal than we thought we were going to get. Definitely recommend Conrad to everyone !!!!


5on GoogleJan 18, 2022

Débora, thank you so much for guiding me throughout the process. You are very professional and lovely. 🥰 I would DEFINITELY recommend ENCORE Mortgage 🏠 to everyone.  Awesome service!!!


5on BirdEyeJan 17, 2022

Francis Manalang was a pleasure to work with. Always responsive and extremely professional and helpful. Francis and his team made the entire process extremely easy and quick. Thankful to have met him and entire Encore team. Mani & Amie & Jamie


5on GoogleJan 04, 2022

Repeat Customer!!! This was the most extreamelined loan process I have ever utilized. From the start of my refinance application to the funds being dispersed was extremely quick and blows the other lenders out of the water. Great job figure!!! you have a repeat customer, Miguel was alway professional and very knowledgeable about all the load products thanks.-Miguel Flores.


5on GoogleJan 04, 2022

Miguel flores was very professional and fast with all the procedure i will recommend encore mortgage 100% i had a great experience working with miguel

Crystal Sween

Recommendedon FacebookDec 02, 2021

Jaime Watkins was the highlight of my experience. He worked tirelessly and creatively to make sure I qualified for my new home. He was communicative and treated me like I was a priority. props to the Manager that supported him in helping me and for having Jaime on the Encore team! I can't even express how thankful and grateful I am.


5on BirdEyeDec 02, 2021

I would recommend that 5 out of 5 and this company has a best price rate for the house mortgage, specially Mark Pang He has the best communicating skill and best customer services 👍 I will love forward to deal with them again in future Thanks for everything


Recommendedon FacebookNov 04, 2021

I highly recommend Encore Mortgage. They get the job done fast and easy😉👍


5on GoogleOct 28, 2021

Muy profecionales y muy buen servicio gracias Miguel por la alluda y por tomarte el tiempo para explícanos todo el proceso a detalle...!


5on GoogleOct 21, 2021

We found Jaime Watkins to be most accommodating. Out of all of our past dealings with buys and/or refi’s and the anxiety and frustrations involved with them, Jaime was quite pleasurable. Friendly and professional, always available to walk us through the process. We never had to wait on him for anything as he was always in contact with us. We consider him a friend.